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Insurance & Financing

Insurance & Financing Options

At Smile Dental, we want to make your dental care as affordable and stress-free as possible. We work with most major insurance plans and offer flexible financing solutions for every budget.

Dental Insurance We Accept

We are proud to be in-network with many of the most popular dental insurance providers. Our team will verify your benefits before your appointment and help you maximize your coverage.

  • Delta Dental
  • Cigna Dental
  • MetLife Dental
  • Aetna Dental
  • United Concordia
  • Guardian Dental
  • Humana Dental
  • BlueCross BlueShield Dental
  • Principal Financial
  • Ameritas Dental

Don’t see your insurance? Call us — we work with many more plans and may still be able to accept your coverage as an out-of-network provider.

Flexible Financing Options

CareCredit

CareCredit is a healthcare credit card that lets you pay for treatments over time with low monthly payments. We offer 0% interest financing for qualified patients on 6, 12, 18, and 24-month plans.

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Sunbit

Sunbit offers fast, easy financing with approval in seconds. Most patients are approved with no hard credit check required.

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In-House Payment Plans

We also offer flexible in-house payment plans for qualifying patients. Ask our front desk team about setting up a custom plan that fits your budget.

Maximize Your Insurance Benefits

Many dental insurance plans reset on January 1st. If you haven’t used your annual maximum, now is a great time to schedule treatment. Our team will help you understand your benefits and plan your care accordingly.

No Insurance? No Problem.

Check out our No Insurance Pricing page and our Dental Savings Plan — designed specifically for patients without insurance coverage.

Have Questions?

Our billing team is happy to answer any questions about insurance, financing, or payment options. Contact us today.

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